Checklist: Your Mortgage Application

Checklist: Your Mortgage Application

Every lender requires documents as part of the process of approving a mortgage loan. Here are documents you’re generally required to provide.   W-2 Tax returns — or business tax returns if you're self-employed — for the last two or three years for every person...

How to Recognize a Qualified Buyer

How to Recognize a Qualified Buyer

Offers can be exciting, but unless your potential buyer has the resources to qualify for a mortgage, you may not really have a sale. Your real estate professional will try to determine a buyer’s financial status before you sign the contract. But it’s good for you to...

What to Know About the Appraisal Process

What to Know About the Appraisal Process

Once you are under contract, the buyer’s lender will send out an appraiser to make sure the purchase price is in line with the property’s value. Appraisals help guide mortgage terms. The appraised value of a home is an important factor in the loan underwriting...

How to Attract More Buyers

How to Attract More Buyers

These tips will help you convince buyers your property offers top value for their dollar. Amp up curb appeal. Look at your home objectively from the street. Check the condition of the landscaping, paint, roof, shutters, front door, knocker, windows, and house number....

7 Reasons to Own A Home

7 Reasons to Own A Home

Tax benefits The U.S. Tax Code lets you deduct the interest you pay on your mortgage, your property taxes, and some of the costs involved in buying a home. Appreciation Historically, real estate has had a long-term, stable growth in value. In fact, median...

7 Reasons to Work With a REALTOR®

7 Reasons to Work With a REALTOR®

REALTORS® aren’t just agents. They’re professional members of the National Association of REALTORS® and subscribe to its strict code of ethics. This is the REALTOR® difference for home buyers: Ethical treatment. Every REALTOR® must adhere to a strict code of ethics,...

Find the Best Agent to Sell Your House

Find the Best Agent to Sell Your House

Working with the right real estate agent can mean the difference between getting prompt, expert representation and feeling like you’re going it alone when selling your home. Here are 10 questions to ask when you’re interviewing agents. 1. How long have you been...

Open House Timeline: Countdown to a Successful Sale

Open House Timeline: Countdown to a Successful Sale

Get ready for your open house — stress-free — by starting early and breaking down your to-do list into manageable chunks. Use this timeline of 35 tips and your house will stand out from the competition on open house day. Four Weeks Before the Open House Ask your...

Who Represents You in a Real Estate Transaction?

Who Represents You in a Real Estate Transaction?

When you hire a real estate agent, it’s important to understand whose side she’s on as you select a home to buy (or list your current home for sale) and head towards closing, where the actual transfer of ownership happens. There are a lot of ways agents may represent...