An Overview of the Fair Housing Act

An Overview of the Fair Housing Act

Courtesy of the National Association of Realtors® VOICEOVER: On April 11, 1968 the Fair Housing Act was enacted into law, recognizing that property rights should not be abridged because of discrimination, based on race, color national origin or religion. Resistance,...

How To Prepare for House-Hunting

How To Prepare for House-Hunting

Know that there’s no “right” time to buy. If you find the perfect home now, don’t risk losing it because you’re trying to guess where the housing market and interest rates are going. Those factors usually don’t change fast enough to make a difference in an individual...

Questions to Ask When Choosing a Lender

Questions to Ask When Choosing a Lender

Loan terms, rates, and products can vary significantly from one company to the next. When shopping around, these are a few things you should ask about.   General questions: What are the most popular mortgages you offer? Why are they so popular? Are your rates,...

Finance a Home, Creatively

Finance a Home, Creatively

Investigate local, state, and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the Nehemiah program, Getdownpayment.com, and the American...

Questions to Ask a Home Inspector

Questions to Ask a Home Inspector

Do you belong to a professional association? There are many associations for home inspectors, but some groups confer questionable credentials or certifications in return for nothing more than a fee. Make sure the association your home inspector names is a reputable,...

Checklist: Your Mortgage Application

Checklist: Your Mortgage Application

Every lender requires documents as part of the process of approving a mortgage loan. Here are documents you’re generally required to provide.   W-2 Tax returns — or business tax returns if you're self-employed — for the last two or three years for every person...